Managing your Capfin loan efficiently involves regularly checking your loan balance and accessing your statements. The Capfin online portal makes this process straightforward. Here’s how to do it:
Steps to Check Your Capfin Loan Balance
- Visit the Capfin Portal: Go to the official Capfin website at https://www.capfin.co.za.
- Log In to Your Account: Click on the “Login” button located at the top right-hand corner of the homepage.
- Enter Your SA ID Number: Provide your South African ID number when prompted.
- Receive an OTP Code: After entering your ID number, you will receive a One-Time Pin (OTP) code on your registered cellphone number.
- Enter the OTP Code: Input the OTP code to verify your identity.
- View Your Loan Balance: Once logged in, you can view your current loan balance and past statements. You can either view them online or download them for your records.
Why Checking Your Capfin Loan Balance is Important
Keeping track of your Capfin loan balance and understanding your settlement options empowers you to manage your finances efficiently and stay in control of your financial well-being. Regular monitoring helps you:
- Stay on top of your repayments.
- Plan your budget effectively.
- Make informed decisions about loan settlement or additional borrowing.
How to Get a Capfin Settlement Quote
If you are considering settling your Capfin loan, obtaining a settlement quote is the first step. Here’s how to get it:
- Contact Capfin Call Centre:
- Phone: 087 354 0000
- Request a settlement quote, which will be valid for seven working days.
- Use Capfin USSD Code:
- Dial *134*6454# on your mobile phone to request a settlement quote.
Once you have your settlement quote, you can proceed with the payment process. Capfin offers several convenient repayment options, including:
- Electronic Funds Transfer (EFT)
- Direct Deposit
- In-store Payment at any PEP Store
Applying for a Capfin Loan
If you’re not yet a Capfin customer and are interested in applying for a loan, you have two primary options:
In-Person Application
- Visit the nearest PEP or Ackermans store to apply in person.
Online Application
- Complete the application process online via the Capfin website using your cellphone.
Note: Capfin SA (Pty) Ltd is a registered credit provider (NCRCP11812). Loan applications are subject to affordability assessments and Capfin’s credit policy.
How to Contact Capfin
Capfin provides multiple channels for customer support and inquiries. Here’s how you can reach them for prompt and reliable assistance:
- Phone: 087 354 0000
- WhatsApp: 066 000 0683
- USSD: *134*6454#
- Email: info@capfin.co.za
- Fax: 086 688 0000
Capfin is committed to providing the support and information you need to optimize your experience.
Conclusion
Your Capfin online account is a valuable tool for managing your loan balance and financial affairs. Regularly checking your loan balance and accessing your statements helps you stay on top of your finances. Whether you need to verify your balance, request a settlement quote, apply for a loan, or seek assistance, Capfin offers convenient options and robust support to ensure a smooth and efficient process.
By leveraging these resources, you can maintain control over your financial well-being and make informed decisions about your Capfin loan.
FAQs
How do I log in to my Capfin account? Visit the Capfin website, click on the “Login” button, enter your SA ID number, receive and enter the OTP code to access your account.
How can I get a settlement quote for my Capfin loan? Contact the Capfin call centre at 087 354 0000 or use the USSD code 134*6454# on your mobile phone.
How do I apply for a Capfin loan? You can apply in person at any PEP or Ackermans store or complete the application process online via your cellphone.
How can I contact Capfin for support? You can reach Capfin via phone, WhatsApp, USSD, email, or fax using the contact details provided above.