How to Send Money from Kenya to Tanzania Using M-Pesa

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Sending money from Kenya to Tanzania is easy with M-Pesa, whether you’re using the app or the USSD code. This guide will walk you through the steps to complete your transaction smoothly and efficiently.

Using the M-Pesa App

Follow these steps to send money from Kenya to Tanzania via the M-Pesa app:

Step-by-Step Guide:

  1. Open the M-Pesa App: Launch the M-Pesa app on your smartphone.
  2. Navigate to the Transact Tab: Tap on the “Transact” tab at the bottom of the screen.
  3. Select Global: Choose “Global” from the menu options.
  4. Choose Send to Mobile: Select the “Send to Mobile” option.

Selecting the Country

  • Choose Tanzania (+255): From the list of supported countries, select Tanzania (+255). You can also send money to other countries including Rwanda, Uganda, Zambia, Malawi, Botswana, Burundi, Pakistan, and Bangladesh.

Completing the Transaction

  1. Select or Enter Contact: Choose the recipient’s contact (only +255 contacts will appear) or manually enter the Tanzanian phone number.
  2. Enter Amount: Input the amount you wish to send.
  3. Select Source of Funds: Pick the source of funds from options like Salary, Business, Savings, or Others.
  4. Select Purpose of Funds: Choose why you’re sending the money, such as Personal consumption, Investment/Business, Pension, Gift/Donation, or Others.
  5. Confirm Transaction: A confirmation message will display the details of your transaction, including the recipient’s name, the amount in Kenyan Shillings, the exchange rate, the equivalent amount in Tanzanian Shillings, and any charges. If everything is correct, enter “1” to confirm.
  6. Enter M-Pesa PIN: You will be prompted to enter your M-Pesa PIN to authorize and complete the transaction.

Using USSD to Send Money to Tanzania

If you prefer not to use the app, you can also send money from Kenya to Tanzania using the USSD code:

Step-by-Step Guide:

  1. *Dial 840#: On your phone, dial *840# to access the M-Pesa international transfer menu.
  2. Choose Send Money Abroad: Select the option for “Send Money Abroad.”
  3. Select Send to Mobile: Choose “Send to Mobile” from the available options.
  4. Select the Country: Pick Tanzania from the list (usually option 3).

Completing the Transaction

  1. Enter Recipient Number: Input the recipient’s phone number in the format 255XXXXXXXXX.
  2. Enter Amount: Specify the amount you want to send in Kenyan Shillings (between KES 101 and 250,000).
  3. Select Source of Funds: Indicate the source of funds, such as salary or savings.
  4. Select Purpose of Funds: Specify the purpose for the transfer, whether for personal use, business, or as a gift.
  5. Confirm Details: Review the transaction details carefully. If all information is correct, proceed to confirm.
  6. Enter M-Pesa PIN: Enter your M-Pesa PIN when prompted to finalize the transaction.

Final Tips:

  • Verify Details: Always double-check the recipient’s phone number and the transaction details before confirming.
  • Fees and Rates: Be aware of any transaction fees and exchange rates by checking with M-Pesa. This will help you understand the total cost and the amount your recipient will receive.

By following these simple steps, you can easily send money from Kenya to Tanzania using either the M-Pesa app or USSD code. Whether you’re supporting family, paying for services, or making a business transaction, M-Pesa provides a convenient and reliable way to transfer money across borders.