M-Pesa and Airtel Money are two of the most widely used mobile money transfer services in Kenya. Whether you’re paying a friend or sending funds to family, transferring money directly between these platforms is simple and convenient. Here’s a step-by-step guide to help you navigate the process.
What You’ll Need:
- Your M-Pesa-registered phone
- The recipient’s Airtel Money mobile number
- The amount you want to transfer
- Your M-Pesa PIN to authorize the transaction
Steps to Transfer Money from M-Pesa to Airtel Money
- Dial the M-Pesa Code: Open your phone’s dialer and enter *334#. This code gives you access to the M-Pesa menu.
- Select “Send Money”: From the menu, choose the “Send Money” option.
- Choose “Send to Other Network”: Since you’re sending money to Airtel Money, select “Send to Other Network” from the list.
- Enter Airtel Money Number: Carefully enter the recipient’s Airtel Money mobile number. Double-check the number to ensure it’s correct, as mistakes could lead to funds being sent to the wrong person.
- Enter Transfer Amount: Input the amount you wish to transfer.
- Confirm with M-Pesa PIN: Enter your M-Pesa PIN when prompted. This step is crucial for authorizing the transaction.
- Review and Confirm: A confirmation screen will display the details of your transaction, including the recipient’s number and the amount. Take a moment to review everything carefully. If the information is correct, select “Confirm” to complete the transaction.
Transaction Limits:
- Maximum Daily Limit: As of July 2024, you can send up to Ksh 150,000 per day from M-Pesa to Airtel Money or any other network (limits may vary, so it’s good to check for updates).
- Maximum Transaction Amount: Each individual transaction is capped at Ksh 150,000.
- Maximum Account Balance: The maximum amount allowed in an M-Pesa account is Ksh 300,000.
Important Points to Note:
- Transaction Fees: Standard M-Pesa transaction fees apply when sending money to other networks. You can find the latest fee structure on the M-Pesa website.
- Instant Transfer: The recipient will receive the funds instantly in their Airtel Money wallet.
- Sufficient Funds: Make sure your M-Pesa account has enough funds to cover both the transfer amount and any applicable fees.
By following these straightforward steps and keeping transaction limits in mind, you can easily transfer money from your M-Pesa account to an Airtel Money user in Kenya. This seamless service ensures that you stay connected financially, whether you’re managing business transactions or helping out loved ones.