Royal Finance – Flexible Loans across South Africa

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Royal Finance offers a variety of flexible loan options to suit different financial needs, ensuring customers can repay comfortably through manageable installments. Below is a breakdown of the loan products available at Royal Finance, along with the required documentation and branch contact details.

Loan Types Offered by Royal Finance

1. Pay Day Loans

  • Description: Quick, one-off loans designed to help during unexpected financial difficulties.
  • Loan Amount: Up to R8,000.
  • Repayment Period: At the end of the month (1-month loan).
  • Requirements:
    • SA ID Book/Card
    • Latest pay slip
    • 3 months’ bank statements
    • Bank card (to swipe)
    • Proof of residence
    • Telephone numbers for your workplace, one family member, and one friend.

2. Term Loans

  • Description: Flexible loans with installment repayment options tailored to your budget.
  • Loan Amount: Up to R8,000.
  • Repayment Period: Up to 6 months.
  • Requirements:
    • SA ID Book/Card
    • Latest pay slip
    • 3 months’ bank statements
    • Bank card (to swipe)
    • Proof of residence
    • Telephone numbers for your workplace, one family member, and one friend.

3. Weekly and Fortnightly Loans

  • Description: Loans with smaller, more frequent repayment options suitable for weekly or biweekly income earners.
  • Loan Amount: Up to R8,000.
  • Repayment Period: Up to 6 months.
  • Requirements:
    • SA ID Book/Card
    • Latest pay slip
    • 3 months’ bank statements
    • Bank card (to swipe)
    • Proof of residence
    • Telephone numbers for your workplace, one family member, and one friend.

4. Stepwise Home Loans

  • Description: Designed for home improvement projects or renovations, enabling phased or lump-sum investments in your property.
  • Loan Amount: Up to R10,000 (based on requirements).
  • Repayment Period: Flexible terms tailored to building/renovation phases.
  • Additional Requirements:
    • Quotations for building materials and labor costs.
    • Other standard documentation as listed above.

Branch Information

Below is a list of Royal Finance branches categorized by region, complete with contact details and addresses:

Free State

LocationAddressContact Numbers
Bethlehem10 Muller West Street (Next to Romans Pizza), Bethlehem(058) 880 0140
Bloemfontein (City Centre)Shop 45, Arcade Walkthrough C/o Charlotte Maxeke & West Burger, City Centre, Mangaung(051) 880 0530
Bloemfontein (Heidedal)36 Heatherdale Road, Heidedal (Opposite Twin City Mall), Mangaung(051) 448 2491
Bothaville15 van Riebeeck Street, Bothaville(056) 880 0089
Kroonstad (Brand Str)Room 201, Adami House, 29 Brand Street, Kroonstad(056) 212 4514
VirginiaShop 1, 11 Union Street (Opposite Matjabeng Municipality), Virginia(057) 880 0131

Mpumalanga

LocationAddressContact Numbers
KwaMhlangaShop 8, Stand R573/23 Moloto Road, Vezubuhle (Above Astra Furniture), KwaMhlanga(013) 880 1805
MiddelburgShop 5, Midpark Centre, 13 Bhimy Damane Street (Next to Frank’s Meat), Middelburg(013) 282 8630

Northern Cape

LocationAddressContact Numbers
Kimberley (Market Square)32 Market Square (Opposite City Hall Parking), Kimberley(053) 831 1387
Upington9 Schroder Street, Upington(054) 332 2295

Western Cape

LocationAddressContact Numbers
Oudtshoorn110 St. Johns Street, Oudtshoorn(044) 868 0688

North West

LocationAddressContact Numbers
Klerksdorp65A Anderson Street (Next to Jetline Print), Klerksdorp(018) 462 4023
Orkney23 Kingsley Avenue (Opposite Ackermans), Orkney(018) 473 5179

How to Apply for a Loan at Royal Finance

  1. Gather Required Documents:
    • Your ID document, proof of income, and proof of residence.
    • Contact information for references.
  2. Visit Your Nearest Branch: Use the addresses and contact numbers listed above.
  3. Submit Quotations (for Home Loans): Bring quotations for building materials and labor costs where applicable.
  4. Complete the Application: Assistance will be provided by branch staff to finalize your application.

For more information or queries, contact Royal Finance at their head office:

  • Head Office (Pretoria): Villabois Office Park, Building 2, Ground Floor, 920 De Villebois Mareuil Dr, Moreleta Park.
  • Telephone: (012) 880 4070
  • Website

You can also contact AVOK Cash Loans: Your Financial Partner in Worcester, Rawsonville, and Robertson for quick cash loans.